Moving to a New Card

Lately we have been pushing to get out of debt.  Interest rates are always changing and sometimes they get out of control.  And then our monthly payment goes up and up and I truthfully believe nothing is ever guaranteed.  A couple things we usually do is a balance transfer credit card.  Most often you can get 0% interest for 12 to 16 months then after that time period you get to start off with a low interest rate.  In fact we have one about 8 months into a balance transfer.  It helps us to keep from paying an extra year’s interest rates to these card companies.

Hopefully in a few years most of our cards will be paid off and we wont have to worry about making the monthly payments on them.  Now it’s time to get back to working on paying off other debts..