Money, Money, Debt.

While we are making travel plans for the holidays and figuring out our budget and how much it’s going to cost us to travel, I somewhat drifted off to my past financial issues.  It use to be really bad.  I would always pay the bills late and then have the late fees, etc. etc. etc.  I was a mess that’s for sure.  I had debt collection agencies calling all the time and it was a true nightmare.

Once I got married my wife straightened all that out and now it’s in the past, at least I hope.  Getting out of debt is pretty tough these days.

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categories Blogging, Family | tazdog, August 26, 2008 8:36 pm | categories Comments (0)

Moving to a New Card

Lately we have been pushing to get out of debt.  Interest rates are always changing and sometimes they get out of control.  And then our monthly payment goes up and up and I truthfully believe nothing is ever guaranteed.  A couple things we usually do is a balance transfer credit card.  Most often you can get 0% interest for 12 to 16 months then after that time period you get to start off with a low interest rate.  In fact we have one about 8 months into a balance transfer.  It helps us to keep from paying an extra year’s interest rates to these card companies.

Hopefully in a few years most of our cards will be paid off and we wont have to worry about making the monthly payments on them.  Now it’s time to get back to working on paying off other debts..

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categories Blogging, Family | tazdog, August 12, 2008 6:50 am | categories Comments (1)