This is truly sad.  A man from Los Angeles, shot and killed his wife, three sons, mother-in-law and then himself.

Snippet of Article:

It’s “a very tragic scene, total devastation inside this home,” Deputy Chief Michael Moore told reporters at a news conference. “Inside the home, officers discovered six bodies, all belonging to the family that lived at this location.”

It really is sad that he felt this was the way out and all would be better this way.  I’m sure he is not the only one having financial issues with the way the market is crashing and all the other “Bailout” plans and banks falling down, etc. etc.

Check out the link below to read the entire news story…

Related Links:
Reuters Article

After all the recent talks about the market, etc. I was thinking back to when I actually did some rather small online trading in my attempts to make some money.  Now I did make some but not a whole lot really as I never invested more than $1000, and after looking back over the years I probably should have just kept that money in the account and put it on some long term growth accounts, but I was younger and obviously I didn’t care.

Now I really should be looking into some type of retirement fund so it can start building over the next 30 years.  Crap I still have 30 years to go, wow, that sounds horrible, lol.  Anyways my goal in 2009 is to get back to investing somewhere so we are actually trying to earn something with our money instead of spending it.

While we are making travel plans for the holidays and figuring out our budget and how much it’s going to cost us to travel, I somewhat drifted off to my past financial issues.  It use to be really bad.  I would always pay the bills late and then have the late fees, etc. etc. etc.  I was a mess that’s for sure.  I had debt collection agencies calling all the time and it was a true nightmare.

Once I got married my wife straightened all that out and now it’s in the past, at least I hope.  Getting out of debt is pretty tough these days.

Lately we have been pushing to get out of debt.  Interest rates are always changing and sometimes they get out of control.  And then our monthly payment goes up and up and I truthfully believe nothing is ever guaranteed.  A couple things we usually do is a balance transfer credit card.  Most often you can get 0% interest for 12 to 16 months then after that time period you get to start off with a low interest rate.  In fact we have one about 8 months into a balance transfer.  It helps us to keep from paying an extra year’s interest rates to these card companies.

Hopefully in a few years most of our cards will be paid off and we wont have to worry about making the monthly payments on them.  Now it’s time to get back to working on paying off other debts..

So we have had this account (personal checking) for 6+ years.  So back in Feb I opened up a business account with the same bank.  So today I go and deposit some checks and they are like,

Sorry but we have to put a hold on these checks for 7 business days.
Um, WHAT? 

So I go on explaining about our personal account and this and that, and what did they do..

Sorry

So thank goodness I dont need that money any time soon.  This kind of service would make you yank your money out and go somewhere else…

Good news is that at the end of the month the ban will be lifted.. muahhahaha….
Customer service rant will be coming up shortly..