After all the recent talks about the market, etc. I was thinking back to when I actually did some rather small online trading in my attempts to make some money.  Now I did make some but not a whole lot really as I never invested more than $1000, and after looking back over the years I probably should have just kept that money in the account and put it on some long term growth accounts, but I was younger and obviously I didn’t care.

Now I really should be looking into some type of retirement fund so it can start building over the next 30 years.  Crap I still have 30 years to go, wow, that sounds horrible, lol.  Anyways my goal in 2009 is to get back to investing somewhere so we are actually trying to earn something with our money instead of spending it.

While we are making travel plans for the holidays and figuring out our budget and how much it’s going to cost us to travel, I somewhat drifted off to my past financial issues.  It use to be really bad.  I would always pay the bills late and then have the late fees, etc. etc. etc.  I was a mess that’s for sure.  I had debt collection agencies calling all the time and it was a true nightmare.

Once I got married my wife straightened all that out and now it’s in the past, at least I hope.  Getting out of debt is pretty tough these days.

Have you ever stopped by a food chain location or similar store and saw a sign that read “franchise opportunity.” There have been many times that it sounded like that would be a good idea. Especially a Baskin n Robbins.!! Yummy Ice Cream…

I guess there is more to it than just signing the documents and taking over, I’m sure there are a ton of costs that go along with owning a franchise. Owning just a small business takes a toll on finances, so I can imagine that of a franchise. Although it would be cool to say that you own a chain store. Although in my life time I will never own one, and not sure if I would want to but I wouldn’t even know what I would want if I even could.

Overall if you get the right opportunity it could pay off for you in the long run and work itself out and then you will break even and eventually make some $$.