Yesterday I received a letter from my health insurance company claiming I owe them $156.00 for 2 prescriptions that I got in the beginning of the month.  So I take the beating of calling the insurance company today, and wait for 10 minutes on hold just to find out that since my employer switched group numbers (and didn’t save us any money) she proceeded to tell me that from August 31st till September 22nd I basically wasn’t covered.

So insurance phone person said, “well you will have to take this up with your HR/Benefits person”

Oh great…  so I fire off an email…  and the response >>>
“Don’t worry, your not the only one.  I’m still looking into this.”

Sweet I’m not the only one, however I have a letter from the ‘collections dept.’ wanting their money.  Maybe the next time I’m checking out auto insurance quotes I will just get some health insurance quotes at the same time.

It’s about that time of year I either blow it off (pay the same) or compare auto insurance quotes.  It’s Auto insurance time.  I usually like to start off online to see what company will offer us the best rate within the same limits.  Of course the cheaper it is the better, but not at a loss of coverages though or higher deductible rates.  Back in the spring I was rear ended at a stop light and the damage was pretty minimal.  However the guy didn’t have a license or insurance so instead of dealing with it, I’m living with it.  Again you can hardly notice.  But what if I had a high deductible?  I would then have to pay for it out of pocket.

So it’s time to start shopping around and see what we can come up with and compare some rates.  Not sure if we will really switch since we currently get discounts since our home is with our auto.