After all the recent talks about the market, etc. I was thinking back to when I actually did some rather small online trading in my attempts to make some money.  Now I did make some but not a whole lot really as I never invested more than $1000, and after looking back over the years I probably should have just kept that money in the account and put it on some long term growth accounts, but I was younger and obviously I didn’t care.

Now I really should be looking into some type of retirement fund so it can start building over the next 30 years.  Crap I still have 30 years to go, wow, that sounds horrible, lol.  Anyways my goal in 2009 is to get back to investing somewhere so we are actually trying to earn something with our money instead of spending it.

While I was doing some filing in the home office I ran across some quarterly reports that talked about my wife’s retirement.  After reading over the statement I came to a realization that we are technically losing money in this 403-B account that she has.  This is pretty much our only fund that we have money in.  Well I take that back.  We do have a teacher retirement account from Washington State when she worked up there and that still makes some money every month.  I do not have any 401K accounts of stock accounts.

We have thought about talking to someone we met at one of our community groups who is a financial planner and trying to straighten out some things and find out how we can make more instead of losing (like we have done the past 3-6 months).  Maybe we need to check out stocks? Mutual Funds? maybe we need to talk to a futures broker.  I don’t really know.  But we probably shouldn’t put this decision off to much longer as by the time we retire we probably won’t have social security.  lol